- finance available from 0% APR*
Has the cost of teeth straightening treatment ever stopped you from getting the smile you’ve always wanted?
At Total Orthodontics, we believe everyone should have access to quality orthodontic treatment. That's why we can introduce you to Novuna Personal Finance, who can arrange finance as a useful way of spreading the cost of your treatment.
You can apply for finance to cover the costs of private orthodontic treatments such as:
Ready to unveil the smile you’ve always wanted? At Total Orthodontics, we make it possible with financing options starting at just £54 a month**.
With our hassle-free financing through Novuna Personal Finance†, you can say goodbye to worries about the cost of treatment. Our team of orthodontic specialists is dedicated to delivering exceptional results tailored to your needs and budget.
Finance applicant must be a UK resident aged 18 or over, have a UK bank account and be in permanent employment. All loans subject to eligibility, status, affordability and a credit check. T&Cs apply.
Finance can make your journey to a straighter smile smoother by spreading the cost of treatment.
Instead of having to pay for your teeth straightening treatment upfront or all in one go, you pay a set amount each month for a fixed period of time.
No, it’s entirely optional. You can choose to pay one if it suits you, but you’re not obliged or required to do so.
You can decide if you want to pay a deposit at the application stage. If you choose to do so, it could lower the cost of your monthly repayments.
Novuna Personal Finance can arrange finance for orthodontic treatments that cost between £500 and £50,000.
You can choose a payment term that suits you to spread the cost of teeth straightening treatment.
You can apply for 0% APR* finance, also known as interest free finance for orthodontic treatments that can cost between £500 and £50,000. 0% APR representative is available on repayment terms of up to 36 months. Finance taken at repayment terms of 40, 48 or 60 months is subject to 9.9% APR representative.
You might want to borrow the minimum credit amount of £500, or the maximum of £50,000. Either way, there are options available. Here are some representative examples to show you how it all works:
If you choose a longer repayment term of 40, 48 or 60 months, you can still spread the cost of treatment with fixed-monthly repayments, but you pay interest at 9.9% APR representative*.
Cost of treatment: £3,200
Deposit (optional): £0
Loan value: £3,200
Repayment term: 40 months
Interest rate: 9.9% p.a. fixed
Annualised rate of interest (APR representative): 9.9%
Monthly repayments: 40 x £93.62
Total interest: £544.77
Total amount repayable: £3,744.77
When you select a repayment term of 36 months or less, there is no interest to pay, so you don’t pay back any more than the cost of treatment.
Cost of treatment: £3,200
Deposit (optional): £0
Loan value: £3,200
Repayment term: 36 months
Interest rate: 0% p.a. fixed
Annualised rate of interest (APR representative): 0%
Monthly repayments: 36 x £88.88
Total interest: £0
Total amount repayable: £3,199.68
†Finance terms and conditions:
Finance applicant must be aged 18 or over, a UK resident, have a UK bank account and be in permanent employment. All loans subject to eligibility, status, affordability and a credit check.
The minimum spend for finance is £500 and the maximum is £50,000. 0% APR representative is available on repayment terms of up to 36 months. Finance taken at repayment terms of 40, 48 or 60 months is subject to 9.9% APR representative.
**Illustration is based on the average cost of Invisalign Comp Lite (single arch) which is approximately £3,200. Illustration includes payment of a 20% deposit (£640) and a loan value of £2,560, with a repayment term of 60 months. Interest rate 9.9% p.a. fixed. Annualised rate of interest (APR representative): 9.9% APR. 60 monthly repayments of £53.74. Total interest £664.40. Total amount payable (including deposit) £3,864.40.
Total Orthodontics and Bupa Dental Care are trading names of Oasis Dental Care Limited, Vantage Office Park, Bristol, BS16 1GW, whose company registered number is 00478127. Oasis Dental Care Limited is authorised and regulated by the Financial Conduct Authority FCA registration no: 710559. Oasis Dental Care Limited is a credit broker and not a lender.
Finance is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. Registered Office: Novuna House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP. Registered in Cardiff under company no. 1630491. The register can be accessed through; http://www.fca.org.uk/.